Like the old adage, less is more", when we are perusing pan fish, we need to present a realistic bait, that these fish are use to seeing. *Bluegill, crappie, even small bass, spend allot of time feeding on tiny invertebrates. *Snails, hellgrammites, emerging caddis flies, and juvenile minnows are all on the menu.
Live baits like earth worms, grubs, maggots, meal worms are always the best choice, but sometimes its good to switch things up a bit. *Who among us, has been having a good day at their favorite swim, and run out of live bait. *I always have a small selection of micro jigs on hand, for just such occasions. *Here is a brief tutorial on how to make your own pan fish micro jigs.
The colors and patterns are only limited to your imagination. *Check out some of the examples in fly tying books for ideas, or collect some moss/vegitation from your favorite spot, and see what little critters live in it.